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We are a lender not a broker

Data Protection Act

We will make searches about you at the credit reference agencies who will supply us with credit information, as well as information from the Electoral Register. The agencies will record details of the search whether or not this application proceeds. We may use credit scoring methods to assess this application and to verify your identity. Credit searches and other information which is provided to us and/or the credit reference agencies, about you and those of whom you are linked financially maybe used by Blackheath Loans and other companies if credit decisions are made about you, or other members of your household. This information may also be used for debt tracing and the prevention of money laundering as well as the management of your account. Where you borrow or may borrow from. We may give details of your account and how you manage it to the credit reference agencies. If you borrow and do not apply back in full and on time , we may tell credit reference agencies who will record the outstanding debt. You have the right of access to your personal records
 
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Terms and Conditions apply
Representative 143.74 % APR (Annual Percentage Rate of charge).
Representative Example: Amount of credit £1000 over 12 months. Total Amount Payable 851.16. Interest 120% Per Annum. Interest 761.16. Admin / transfer fee £90. The total charge for credit is £851.16 payable over 12 months. Interest 120% Per annum, Representative 143.74% APR - The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment.

* Loan amounts are based on consumer's credit history and guarantors credit history and ability to repay loan. Not everyone may qualify for £3000. @ Blackheath loans in certain circumstances performs traditional credit checks on applicants and guarantors, while still accepting those with less-than-perfect credit and in most cases not doing credit checks at all. Blackheath loans verifies applicant information via various national databases and other methods. Due to these factors initial interest rate offered might vary to final interest rate offered. In most cases Funds will be deposited within 48 to 72hrs from application. This advance should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling.

Blackheath loans is a trading name of Blackheath Loans company registration number 5043197 consumer Credit Licence 552646 tel 0871 666 1148