We are a lender not a broker

How It Works

General Loans

These loans are designed for general all purpose usage – from paying for a holiday to covering unexpected bills.

How much we can offer you does not depend on your credit scoring but on how much disposable income we can see you are earning(so you will need to be able to have proof of income i.e copies of bank statements and wage slips).

The loans are not secured on property nor will your employer be contacted. If you are self employed - we may need to see further proof of income.

At Blackheath Loans - we do not believe in locking you into long term contracts- you have complete flexibility to pay off as much as you want of the loan when you want- with absolutely no redemption charges!!! The quicker you pay it off the less interest you pay!

On completing the online application form you will receive an in principle decision within minutes.

Since we look at your income rather than your credit profile , we are often prepared to say Yes when others say No! It couldn't be easier to proceed- simply get an on-line quote NOW!!!

Once we have seen you making full and punctual payments for your first advance - we are more than happy to provide top up funds - when and if you so require - and hopefully offer you better deals everytime!

Rent Deposit Loans

This is an exciting loan product specifically designed for tenants moving into a new home and looking to spread the deposit paid to the landlord and any additional estate agency fees, over a longer period of time.

Funds are transferred directly into your bank account and then you are free to pay the landlord/agent when you are ready to move in- if you are unable to find anywhere suitable- simply return the funds back to the lender within 14days and you will not be charged a penny of interest!!!

On completing the online application form you will receive an in principle decision within minutes.

At the end of the period, having repaid the loan back – the money held by the landlord/estate agent – is yours to keep!

So if you are struggling to come up with a lump sum of money or you would rather keep the money in your bank for other uses – it makes sense to spread the payments. It couldn't be easier to proceed- simply get an on-line quote NOW!!!

Terms and Conditions apply
Representative 143.74 % APR (Annual Percentage Rate of charge).
Representative Example: Amount of credit £1000 over 12 months. Total Amount Payable 851.16. Interest 120% Per Annum. Interest 761.16. Admin / transfer fee £90. The total charge for credit is £851.16 payable over 12 months. Interest 120% Per annum, Representative 143.74% APR - The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment.

* Loan amounts are based on consumer's credit history and guarantors credit history and ability to repay loan. Not everyone may qualify for £3000. @ Blackheath loans in certain circumstances performs traditional credit checks on applicants and guarantors, while still accepting those with less-than-perfect credit and in most cases not doing credit checks at all. Blackheath loans verifies applicant information via various national databases and other methods. Due to these factors initial interest rate offered might vary to final interest rate offered. In most cases Funds will be deposited within 48 to 72hrs from application. This advance should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling.

Blackheath loans is a trading name of Blackheath Loans company registration number 5043197 consumer Credit Licence 552646 tel 0871 666 1148