General Loans

These loans are designed for general all purpose usage – from paying for a holiday to covering unexpected bills.

How much we can offer you does not depend on your credit scoring but on how much disposable income we can see you are earning(so you will need to be able to have proof of income i.e copies of bank statements and wage slips).

The loans are not secured on property  nor will your employer be contacted. If you are self employed - we may need to see further proof of income.

At Blackheath Loans - we do not believe in locking you into long term contracts- you have complete flexibility to pay off as much as you want of the loan when you want- with absolutely no redemption charges!!! The quicker you pay it off the less interest you pay!

On completing the online application form you will receive an in principle decision within minutes.

Since we look at your income rather than your credit profile , we are often prepared to say Yes when others say No! It couldn't be easier to proceed- simply get an on-line quote NOW!!!

Once we have seen you making full and punctual payments for your first advance  - we are more than happy to provide top up funds - when and if you so require - and hopefully offer you better deals everytime!

Rent Deposit Loans

This is an exciting loan product specifically designed for tenants moving into a new home and looking to spread the deposit paid to the landlord and any additional estate agency fees, over a longer period of time.

Funds are transferred directly into your bank account and then you are free to pay the landlord/agent when you are ready to move in- if you are unable to find anywhere suitable- simply return the funds back to the lender within 14days and you will not be charged a penny of interest!!!

At Blackheath Loans - we do not believe in locking you into long term contracts- you have complete flexibility to pay off as much as you want of the loan when you want- with absolutely no redemption charges!!! The quicker you pay it off the less interest you pay!

On completing the online application form you will receive an in principle decision within minutes.

At the end of the period, having repaid the loan back – the money held by the landlord/estate agent – is yours to keep!

So if you are struggling to come up with a lump sum of money or you would rather keep the money in your bank for other uses – it makes sense to spread the payments. It couldn't be easier to proceed- simply get an on-line quote NOW!!!